Loan Guide & Financial Knowledge Hub (India)
Loan lena sirf paisa lena nahi hota — uske rules, eligibility, credit score aur risks samajhna bhi utna hi zaroori hai. Galat jankari ki wajah se log high interest, hidden charges ya fraud me fas jate hain.
ZaruratLoan.com Loan Guide section me aapko milti hai simple aur clear language me loan se judi important knowledge.
Is Guide Me Aap Kya Seekhenge?
Loan kaise kaam karta hai
EMI aur interest samajhna
CIBIL score ka role
Approval badhane ke tarike
Loan reject hone ke reasons
Fraud se bachne ke tips
Loan Guide Topics (Sub Categories)
1. RBI Loan Rules & Updates
Reserve Bank of India banks aur NBFCs ke liye rules banata hai. Borrowers ke rights aur lenders ki responsibility RBI guidelines se decide hoti hai.
Covers:
Interest rate transparency
Fair recovery rules
Digital lending guidelines
Customer complaint process
2. Loan Eligibility Guide
Loan approval ke liye lenders income, age, job stability, business turnover aur CIBIL score check karte hain. Is guide me aap jaanenge ki eligibility kaise improve kare.
3. CIBIL Score Guide
CIBIL score aapki credit history batata hai. High score se loan approval chances aur better interest rate mil sakta hai.
4. Loan Approval Tips
Simple steps jo approval chances badha sakte hain:
Stable income proof
Low existing EMI burden
Correct documents
Good repayment history
5. Loan Rejection Reasons
Common reasons:
- Low credit score
- Income insufficient
- Documents mismatch
- Too many existing loans
6. Loan Scam Alert
Online loan apps aur fraud calls se bachne ke liye awareness zaroori hai.
Tips:
Unknown apps ko data share na kare
Processing fee pehle na de
Official website verify kare
7. Documentation Guide
Loan type ke hisaab se documents alag ho sakte hain, lekin generally ye chahiye:
- Aadhaar Card
- PAN Card
- Income Proof
- Bank Statement
- Address Proof
Why Read Loan Guide on ZaruratLoan.com?
Easy Hindi + English
Beginner friendly explanation
Safety awareness
Smart decision making support
Disclaimer
ZaruratLoan.com kisi bank, NBFC ya government authority ka official website nahi hai. Hum sirf educational loan information provide karte hain. Official rules ke liye RBI ya lender ki website check karein.